Fair valuation
Understand the value and terms before you proceed.
Secured Borrowing
Turn your gold
Turn your gold
into possibilities.
Access funds for urgent needs, education, business or family goals while keeping your gold secure with a simple, transparent process.
✓ Transparent valuation✓ Secure custody✓ Flexible repayment
₹GOLD
LOAN
Quick processingSecure & trustedLOAN
Loan amountUp to ₹ 25 LakhsAgainst eligible gold
Interest rateFrom 9.99% p.a.Profile-based pricing
Tenure3 to 36 MonthsChoose a comfortable plan
ProcessingQuick & digitalMinimal documentation
Why Nirvah
A simpler way to unlock value.
Designed around clarity, security and repayment comfort.
Secure custody
Your pledged gold is handled through secure partner processes.
Flexible EMIs
Choose a tenure aligned with your monthly cash flow.
Who can apply?
- Resident Indian aged 18 years or above
- Gold jewellery accepted for valuation
- Valid identity and address proof
- Repayment plan accepted by the applicant
Keep these ready
- PAN and Aadhaar / valid address proof
- Recent photograph and bank details
- Gold ownership declaration
- Any additional partner-requested document
Start with confidence
Apply Now →Ready to unlock your next step?
Get a clear estimate and explore your options with Nirvah.