NIRVAH BUSINESS CAPITAL

Build bigger. Move faster.

Capital that keeps your business moving.

Purpose-built funding for working capital, expansion, equipment and the next important milestone in your growth story.

Apply for Business Loan → Check Eligibility
Secure digital process Quick decisions Transparent pricing
Funding capacityUp to ₹1 CroreWorking capital & expansion
Interest rateFrom 12.0% p.a.Competitive business pricing
Security optionsCollateral-freeUnsecured MSME options
Flexible tenure12–60 monthsAligned with cash flows
FUNDING OPTIONS

Finance what matters next.

Choose a credit structure that fits your operational model and growth plans.

Working capital

Manage inventory, accounts payable and seasonal liquidity with confidence.

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Machinery & equipment

Upgrade tools, technology and equipment that help your business do more.

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MSME growth credit

Open a new outlet, scale your footprint or invest in long-term expansion.

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ELIGIBILITY

Designed for serious operators.

  • Business vintageMinimum 2 years continuous operation
  • Annual turnover₹20,00,000 or more
  • Entity structureProprietorship, Partnership, LLP, Pvt Ltd
  • Promoter score680 or higher
DOCUMENTS

Simple, secure verification.

  • Enterprise registrationGST, Udyam or Shop Establishment certificate
  • Financial statementsLast 2 years audited balance sheet and P&L
  • Bank statementsPast 12 months current account statements
  • Promoter KYCPAN and Aadhaar of directors or proprietor
READY TO GROW?

Give your next move
room to happen.

Apply online and explore the right business credit option for your plans.

Start your application →