Building India's
Most Trusted
Lending Platform

Nirvah was founded with one purpose — to make credit simple, fast, and fair for every Indian. No jargon. No hidden fees. Just real financial freedom.

SEBI Registered RBI Compliant 10L+ Customers Est. 2019

Grow • Trust • Prosper

India's trusted digital lending platform, SEBI registered and RBI compliant.

10L+
Customers
₹50L
Max Loan
10min
Disbursement
10 Lakh+Happy Customers
₹50 LakhsMax Loan Amount
9.99% p.a.Starting Interest
Since 2019Years of Service
SEBIRegistered

Mission, Vision & Values

Three pillars that guide every decision we make at Nirvah.

Mission

Empowering Financial Independence

To eliminate bureaucratic friction in digital borrowing by combining modern underwriting intelligence with human empathy — making credit fast, fair, and accessible for every Indian.

  • Instant approvals in under 10 minutes
  • Zero hidden charges, full transparency
  • Loans from ₹50k to ₹50 Lakhs
Vision

India's Most Trusted Credit Partner

To become the most trusted digital lending ecosystem in India — where 100 million individuals and MSMEs access fair, responsible financing by 2030.

  • Pan-India presence across all states
  • Serving underbanked populations
  • 100M+ customers by 2030
Values

Ethics at Every Step

Full RBI compliance, strict data privacy, and zero-tolerance for coercive collection practices. We don't just follow regulations — we set the standard.

  • RBI Fair Practices Code adherence
  • 256-bit TLS encryption on all data
  • Ethical recovery with clear escalation

The Triple Pillar Promise

Three words. One commitment. To you, always.

GROW

Grow

Enabling sustainable capital growth for individuals and enterprises — with loan terms designed for long-term prosperity, not just short-term needs.

₹50L Max Loan
TRUST

Trust

Zero hidden charges. Strict RBI compliance. Absolute data confidentiality. Your trust is our most valuable asset — we protect it with everything we have.

100% Transparent
PROSPER

Prosper

Championing financial literacy, responsible leverage, and continuous digital support — so every borrower builds a better future, not just gets a loan.

10L+ Thriving

Regulatory Compliance

We operate with the highest standards of financial regulation and data security.

Company Registration

Verified
CompanyNIRVAH DOT COM INDIA LIMITED
CINU65190MH2019PLC320771
AddressLeft Wing, 3rd Floor, Windsor Building, Srinivasa Mill Compound, Ganpatrao Kadam Marg, Worli, Mumbai – 400013
Tel022-99716161

SEBI Investment Adviser

Registered
Reg. No.INA000008482
TypeNon Individual
Validity22nd Sep 2017 to Perpetuity
BASL No.1476

Research Analyst

Registered
Reg. No.INH000029234
TypeNon Individual
Validity22nd June 2024 to Perpetuity
RAASB No.7381
256-bit TLS Encryption
RBI Guidelines Compliant
Ethical Recovery Practices
SEBI Registered IA & RA

Principal Officers

The experienced team steering Nirvah's compliance, operations, and growth.

MD

Madhuchanda Dey

Principal Officer — Investment Adviser 022-99716161
RR

Rajeev Ranjan

Compliance & Grievance Officer 022-99716161
AS

Anubhav Sahu

Principal Officer — Research Analyst 022-99716161

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